Small changes big results

If you are falling behind in investing for retirement, you're not alone. In fact, of the 78% of workers surveyed by the Employee Benefit Research Institute in 2007*, only 27% of workers surveyed said they are very confident that they are confident they have enough money to live comfortably in their retirement years.

If you increased how much you invest by just a small amount, it may really add up!

The key is to do SOMETHING — and to get started soon. Take advantage of opportunities to increase your investments as your household expenses decline during your peak earning years. In fact, the last ten working years are typically the most productive investment years for most working Americans.

Use the calculator below to calculate the difference it may make to raise your contribution by just $50 every month. Next, think seriously about raising your monthly investments in small steps until you reach 10% of your pre tax income.

By starting small, and making small changes, you may be surprised at how much you may accumulate for your retirement.
Take that first step and watch your investments grow.

* Employee Benefits Research Institute Issue Brief No. 304, April 2007.

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