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• AARP Financial's 5 Principles of Investing
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Some investors engage in market timing where they try to predict future market directions and quickly buy and sell to capture short term profits. Others may simply buy and sell repeatedly over short periods of time, called excessive trading. The Board of Trustees of AARP Funds has adopted policies and procedures designed to address and monitor the frequent purchase and sale of fund shares by shareholders.

Whatever its purpose, excessive short-term trading is at odds with the mission of AARP Funds to provide funds that meet the needs of investors with mid- to long-term investment goals. Excessive short-term trading interferes with AARP Financial's ability to manage the Funds efficiently, and increases costs to all investors.

Please do not invest in AARP Funds if you intend to engage in excessive trading or market timing. AARP Funds do not accommodate excessive short-term trading or market timing. Although the Funds cannot guarantee that they will prevent excessive short-term trading in all circumstances, they do take precautions to detect and discourage such practice. Such precautions include monitoring large trades and "round trip" trades, which are purchases followed by redemptions or exchanges. If we detect inappropriate or excessive trading, we may take any of the following steps:

• Warning shareholders that such behavior can no longer continue,
• Restricting the use of convenient methods to submit redemption or exchange orders for shares (such as the internet or telephone redemption or exchange privilege), and
• Limiting trading in accounts to redemptions.

The Funds reserve the right to reject or restrict, without prior notice, any offer to buy or exchange shares or to use any redemption or exchange privilege, such as the internet or telephone redemption or exchange privileges.

Read the prospectus for more details about restrictions on excessive trading in AARP Funds.

The mutual funds described in this site are sold only to U.S. residents.

An Investment in the Funds involves risk, including possible loss of principal. Please consider the investment objectives, risks, charges and expenses of the AARP Funds carefully before investing. The prospectus contains this and other important information about the Funds. To get a prospectus containing this and other information, click here (PDF) or call 1-866-218-6142. Read it carefully before you invest.

While AARP has licensed the use of its name to AARP Funds and endorses the services provided by AARP Financial Inc., AARP does not offer financial products or services itself and cannot recommend that you or any specific individual should purchase any particular product or service. AARP Financial Inc. is an investment adviser and a subsidiary of AARP.

The Financial Advisors are registered representatives of ALPS Distributors, Inc., a registered broker-dealer, and as investment adviser representatives of AARP Financial Inc., an investment adviser. AARP Financial Inc. offers investment advisory services and is not affiliated with ALPS Distributors, Inc.

AARP Funds are distributed by ALPS Distributors, Inc.