Homeowners

Get more for your money.

When you insure your home with AARP Homeowners Insurance Program from The Hartford, you'll be able to take advantage of a package of features and benefits that may not be found anywhere else. Such as:

Lifetime Renewability
Some homeowners have discovered after making a claim that their insurance company will no longer cover their home, but that won't happen with the AARP Homeowners Insurance Program from The Hartford. That's because once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as a few simple requirements are met. Pay your premiums on time, continue to insure your home for at least 80% of your homes rebuilding value and have not knowingly increased your home's hazard level.

100% Protection Plan
Choose this benefit and insure your home for 100% of its replacement cost and if something happens, The Hartford will pay the full cost of rebuilding – up to 150% of the stated limit of your policy.

"New for Old"
If something happens to your possessions, regardless of age or condition, this program will pay the actual replacement cost for new items of equal quality. Quite a benefit when you realize many insurance policies only cover the value of your possessions after depreciation.

Protector PLUS Homeowners Deductible Forgiveness
Up to $5,000 of your deductible will be waived if you experience a qualified loss of $20,000 or more.

24/7 Claim Hotline with Satisfaction Guarantee
Home losses don't keep normal business hours, so neither does The Hartford. Our claims professionals are available to assist you whenever you need it with service that's backed by our Claim Satisfaction Guarantee.

Every Homeowners policy from The Hartford is backed by these promises:

• 24/7 claim service
• Dedicated customer care specialists
• When using the "Contractor Connection" for home repairs, the contractors guarantee their workmanship for three years
• Claim service expert for problem escalation and resolution
• Prompt claim payment following agreement on amount of loss
• 12 month rate protection

Flexible Payment Options
You can choose a flexible payment plan which works with your budget.

Coverage you can believe in.

The AARP Homeowners Insurance Program is underwritten by Hartford Fire Insurance Company and its affiliates. Founded in 1810, The Hartford Financial Services Group, Inc. is now one of the largest insurance companies in the U.S. and has been insuring AARP members since 1984.

 

Make a good deal even better.

The only thing better than the comfort of a good homeowners insurance policy is getting it for less.

Fire/Burglary System
Deadbolts and smoke detectors can save you up to 2%. A sprinkler system and burglar alarm could save you up to 20%. And apartment and condo dwellers with 24-hour security can save even more.

Multiple Account Credit
Insure your home and car or RV through this program and you can save on both your homeowners and automobile policies. Discounts vary by state and may not be available in all states.*

Retiree Credit
If you and your spouse are retired, or work less than 24 hours a week, you can reduce your premium. (This credit not available for secondary homes.)

Renewal Credit
Continue to renew your AARP Homeowners Insurance Program policy from The Hartford and save even more!

* Hawaii and Massachusetts excluded by law from discounts. New Jersey residents receive homeowner discount only.