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Our Pledge

March 19, 2009

Since its inception in 2005, one of AARP Financial Inc.'s core missions has been to help improve the financial literacy of, not only AARP members, but all Americans seeking a more secure financial future. We provide access to straightforward financial products designed for the majority of Americans who do not have financial and investment expertise or the time to navigate the vast and complex investment marketplace on their own.

More importantly it is our mission, our job, and our pleasure to serve as a resource when it comes to investment questions or concerns. Our Financial Advisors do not turn away individuals who are seeking plain language, investment information or answers to questions about retirement and retirement planning. In fact, a large number of callers to the Financial Center come to us solely for this reason. Since the current financial crisis began, we have received thousands of calls from confused investors with other advisor/broker relationships, who are turning to us as a source of information. We stress to these callers that, "we are here to help and will act as a resource for your investment questions."

Of the many lessons learned from this financial crisis, none rings louder than the importance of investment education and financial literacy. We are proud that we offer our services to everyone; AARP members and non members, regardless of their age or level of wealth.

The intent of this message is not to announce a shift in how we do business, but rather to reiterate and reinforce the way we have been doing business since AARP Financial was founded just over three years ago. We believe that we have made a positive impact on the financial literacy of the many people with whom we have spoken. Because of the current economic crisis many financial companies are rethinking the way they do business, while we are proudly continuing the way we run ours.

For those of you who have already taken advantage of our service, we appreciate the consistently favorable ratings you have awarded our Financial Advisors. If you have yet to talk with these capable and experienced professionals, we encourage you to call 1-800-958-6457 any time between 8:00 a.m. and 6:00 p.m. Eastern Time, Monday through Friday.

Richard M. Hisey
President, AARP Financial



Financial Advisors are FINRA-registered representatives through ALPS Distributors, Inc. and are employed by AARP Financial Inc.

AFI000397
Exp Date 06/30/09

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While AARP endorses the services provided by AARP Financial Inc., AARP does not offer financial products or services itself and cannot recommend that you or any specific individual should purchase any particular product or service. AARP Financial Inc. is an investment adviser and a subsidiary of AARP.